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Students Who Currently Have Health Insurance Through Another Source

You may waive student health insurance charges through our health insurance provider only if you can provide information indicating comparable health insurance coverage through another source (e.g., parents, employed spouse, employer) on the waiver system. Students who wish to waive insurance coverage must have coverage equal to or greater than the SUNY Downstate policy. Students who waive the DHSU's health insurance are responsible for all physician bills, hospitalization and medical bills, and related expenses such as diagnostic testing. However, they are still eligible for the services provided by the physicians and nurses of the Student Health Service.

  • Go to the Student Health Insurance Program Information & Waiver System
    • Current Students: May waive through the first day of classes
    • New students: beginning classes in June, August or September can waive once you are notified by the Office of Admissions by clicking on this link (or scrolling down to the "Students Who Have Insurance Through Another Source").
    • Fall Returning Students: the waiver process for Fall begins around June 1, however, your waiver will not be immediately reflected. If you were waived in the prior Spring semester, your waiver will be transferred. You do not need to re-waive UNLESS YOUR ENROLLMENT STATUS OR HEALTH INSURANCE HAS CHANGED.

You are automatically billed for health insurance. If you do not waive the health insurance charges by the registration deadline, your enrollment in the student health insurance insurance will be finalized and is non-refudable. You will need to submit a waiver for the next semester. Please note: You will be permitted to waive up through the deadline below, however, you should note that if you are submitting a waiver for the Fall, your charge will be waived retroactive to August 1 and your insurance will be cancelled as of August 1 ONLY if United Healthcare Student Resources has not paid any claims. (If any claim has been paid, you will remain enrolled and will be responsible for the premium.) If you are submitting a waiver for the Spring, your charge will be waived retroactive to January 1 and your insurance will be cancelled as of January 1 ONLY if United Healthcare Student Resources has not paid any claims.

The Student Health Insurance waiver system is operated by HSA Consulting and your coverage will be verified prior to the charge being removed from your bill. The process will take 3-5 business days from the date you submit your waiver. In addition, you will only have to waive once and will no longer be required to waive annually (unless your coverage changes). You will receive an e-mail from HSA Consulting when your waiver has been approved. If you have any questions about the system, you should contact HSA Consulting at:

Ms. Paula Hyman
Health Sciences Assurance Consulting, Inc.
2477 Stickney Point Road, Suite 207B
Sarasota, Florida 34231
(888) 978-8355
E-mail: paula@hsac.com

Please note: You will be required to enter your information, including your Student ID number and Social Security Number, into the HSA Consulting web site. This is required as most Health Insurance providers use the social security number to verify coverage. Be sure to enter the two numbers accurately or they may be unable to verify your coverage and your waiver may not post to your student account correctly. Insurance enrollment will be periodically verified randomly to ensure all students are compliant with SUNY Downstate Health Sciences University policy that requires you to maintain active insurance throughout your enrollment. You are responsible to inform the Student Affairs office if your coverage is changed or terminate for any reason.

  • Student Health Insurance Program Information & Waiver System
    • Current Students: May Waive Through the First Day of Classes
    • New students: beginning classes in June, August or September can waive once you are notified by the Office of Admissions by clicking on this link (or scrolling down to the "Students Who Have Insurance Through Another Source").
    • Fall Returning Students: the waiver process for Fall begins approximately June 1, however, your waiver will not be immediately reflected. If you were waived in the prior Spring semester, your waiver will be transferred. You do not need to re-waive UNLESS YOUR ENROLLMENT STATUS OR HEALTH INSURANCE HAS CHANGED.