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Debt Management

Take Control of Your Credit and Future…

debtA good education is really an investment. The potential, long-term benefits of higher earnings as well as a lifetime of career satisfaction are the dividends of your investment. But today's high costs often make financing your education a complicated endeavor. Student loans make it possible for the majority of our students to get the education they deserve. But before you apply for a loan, study all your options carefully, and make sure you have exhausted all other sources.

Before you borrow any money, remember that your loans will affect your credit far into the future. Whenever you obtain a loan, information regarding that loan is reported to credit bureaus. What you borrow today may determine your ability to borrow in the future for a car, house, or other purchases after you graduate. The amount of outstanding loans will be considered when you apply for any other loans.

We are here for you. If you need assistance with your personal and/or school budget, please email us at financialaid@downstate.edu or click here to schedule an appointment.

 

SUNY Smart Track "CashCourse" 

CashCourse is a free, online, noncommercial financial education resource that was designed for enrolled and college bound students "CashCourse" 

Because it is important for students to clearly see the bottom line on college costs, we’re committed to transparency regarding the financial commitments of attending our campuses. That is why we created Smart Track®, a collection of resources — including our Net Price Calculator — designed to help students and families understand college costs and develop a financial plan for the future. 

Understanding your Debt

Budgeting

Student Loan Links

AAMC Repayment Webinar Documents

Repaying your Student Loan

Consolidation and Refinancing Your Student Loans

What You Need to Know